liFE INSURANCE

When considering life insurance it is easy to become overwhelmed with the determining the coverage require and best type of policy to satisfy your needs.
Permanent? Term? Whole life? Universal life? Par?

If you are a corporate business owner, it may be important  to determine what will provide the maximum value to the capital dividend account and or tax deffered growth. Accessing excess retained earnings? Funding a buy sell agreement?

You may desire to maximize your philanthropic wishes and eliminate estate taxes.

If you wish to own it personally you may be concerned with how it will protect your family, address Estate equalization,  satisfy capital gains or leave a legacy.

We take the confusion out of life insurance by completing a simple or complex financial needs analysis and guide you through our simplified process that validates your choices.